Finding the right home at the right price is just one aspect of a real estate transaction. Keller Williams Realty is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 530.674.6857 if your needs include a professional REALTOR® experienced in the business side of real estate.

Expected closing costs

There are certain typical costs related to closing the sale of a house. These costs are commonly split between the buyer and seller, as instructed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in California to help lead you through the process.

Loan-related closing costs    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your sale, not only will I work to get the very best sales price, but I'll also campaign for reduced closing costs. And once we've come to an agreement, I'll give a detailed list of the closing costs so you know exactly what you're paying for.

Buyers: If you're buying a home in Sutter County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not shocked when you get to the closing appointment. I'll be happy to look through the GFE with you, answering your questions and highlighting any estimates that seem questionable.

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